We dedicated ourselves to helping small-to-mid sized businesses with 50 to 1,000 employees
Our customers leverage health programs with features often reserved for large corporations
We work with major carriers with A- or better ratings to give you a comprehensive solution
Data as of April 2017 via ClientHeartbeat.com
Health insurance costs for small- to mid-sized businesses have increased dramatically, but innovative risk management insurance products can save you thousands per year. Level-funded health programs resemble hybrids of traditional small group health plans and self-funded benefits programs. Here are a few reasons you’ll want to switch to a level-funded health insurance plan:
Unlike self-funded plans, level-funded payments are spread evenly across a 12-month period. Predictable payments make cash management easier on any small business. Included stop-gap coverage protects against cost spikes.
Traditional group policies unfairly use a broad community group to assess risk, while level-funded programs evaluate only a company’s employee risk pool. The results are often lower risks and lower cost plans.
Typically, one third of a level-funded premium is paid into a claims fund. Businesses get refunded any unused amount at the end of the year. Traditional plans keep all unused claims set-asides, forever.
Level-funded customers receive annual reports about plan utilization that identify areas of misuse or abuse. This gives businesses the opportunity to educate employees and further reduce costs.
Level-funded programs meet Federal regulatory requirements and easily replace traditional plans. Better still it could save you money in as little as five days.
Level Funded Health helps companies in all 50 states save 30% or more on level-funded programs. We offer an alternative to traditional plans and the onerous expenses forced on small business by Obamacare. We generate quotes within 48 hours in most cases, which could save you thousands. Programs are initiated within five days in most cases.
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