Our Leadership Team

LevelFunded Health is a national, tech-enabled commercial health insurance distribution platform focused on level and self-insured benefit programs for middle market employer groups nationwide. LFH immediately saves mid-market businesses anywhere from $100,000 to $2 million plus per year on health insurance costs, while simultaneously improving employee benefits, EBITDA, debt ratios and exit valuations. LFH works with over 60 A-rated (AM BEST) national insurance carriers (medical stop loss & fully insured) to commoditize the commercial medical benefits sector nationwide.

Photo of Russ Carpel, CEO, Level Funded Health

Russ Carpel

CEO

Russ is a serial entrepreneur with more than 14 years of experience in marketing, business development, management and private equity fundraising. His experience cuts across the media, advertising, professional services and insurance sector. Most recently, Russ founded and ran ForeverCar.com, a national direct-to-consumer retailer of vehicle service contracts. Prior to starting Forever Car, Russ spearheaded national advertising revenue for multiple top-tier, national media brands in the U.S. including; The Economist, Crain Communications and Investing Channel.  Before his stint in the national media business, Russ was Director of New Business Development for Robert Brandt and Associates, a full-service advertising and public relations agency, based in Chicago. Russ earned a Bachelor’s Degree from Bradley University and has completed coursework towards a Master’s Degree from Northwestern University.

Photo of Jermell Williams

Jermell Williams

COO

Jermell Williams has over 10 years of experience working in the various facets of the employee benefits industry. From Marsh McLennan Companies—one of the leading premier employee benefits brokerage firms in the nation—to the Financial Services Sector working for the Principal Financial Group, a Fortune 500 Insurance & Investment Company, overseeing a Principal Financial Group d/b/a, McKnight & Williams, as the Chief Operating Officer & Lead Benefits Consultant.

Throughout Mr. Williams’ career he has garnered a substantial amount of knowledge in employee benefits, business analytics/ processes, and financial consulting.  This allots for clients to have a direct resource for their Health & Welfare Programs at the executive level.  Jermell has worked his way up the industry ladder from the Coordinator/Account Manger level to Co-Founder of his own brokerage firm.

Mr. Williams has an extensive background in developing Complex Benefits Programs for fortune 100 and 500 Beverage Companies, Hospice Systems, Construction Firms, Physician Groups, Engineering Firms, Hospitality Groups, etc. 

In addition, Mr. Williams is a Lean Six Sigma Green Belt, he has a FL 2-15 Health & Life (Including Annuities & Variable Contracts), HIA Designation (Health Insurance Associate), Series 6 Securities License (Mutual Funds, Variable Annuities, Insurance…), Aetna Accelerated Underwriting Training Program Certificate, etc. 

Jermell earned his bachelor’s degree from the University of Connecticut. 

It is his mission to be on the cutting edge of innovation in the Employee Benefits marketplace and implement strategic operations that result in efficient service, and optimal profitability.

Photo of Christina Barrionuevo

Christina Barrionuevo

National Sales Manager & National Account Manager

Christina has over 10 years in employee benefits and financial services, and has most recently had successful positions at Principal Financial Group and USI. Her roles include overseeing business development and account management for LevelFunded Health.

Photo of Vesna Young

Vesna Young

Compliance Director

Vesna has over 15 years of accounting and insurance licensing experience. Vesna started her career with Chase Bank in the life insurance and annuities sector. She transitioned to AccuQuote, a large life insurance brokerage, where she oversaw licensing for the agency and its 50+ agents.

In 2011, she left the agency with the birth of her first child. Vesna opened an insurance licensing service where she oversees contracting and licensing compliance for insurance agencies. Vesna holds a B.S. in Accounting from Illinois State University.

Photo of Jon Reese

Jon Reese

Marketing Communications Director

Jon has over 25 years experience in marketing, design and web development. Previous to Level Funded, Jon had managed creative teams and designed award-winning projects for some of the world’s most respected advertising and interactive agencies.

Jon solves online and offline marketing and business challenges, producing results through web, direct marketing, identity design, and marketing campaigns. Jon’s career has netted him a valuable network of designers, developers, writers and industry movers-and-shakers which allows us to assemble specific teams of specialists to execute on our goals quickly and effectively.

Advisory Board

Photo of Andrew Boron

Andrew Boron

Advisor

Mr. Boron is a co-Founder and Chief Executive Officer of Insureforce and is based in Illinois. Previously, Mr. Boron was a co-Founder and President of Clear Spring Property and Casualty Company, a 50 state carrier formerly known as SeaBright.  Mr. Boron was also the President of Delaware Life Reinsurance (U.S.) Corp.  Boron served as a board member of Clear Spring PC Holdings, LLC, Clear Spring Health, Clear Spring Property and Casualty Company, Clear Spring PC Acquisition Corp., and Eon Health, Inc.

Boron continues to serve as a board member of United Insurance Company, Avance Health, Victory Park Capital Insurance Services and Kin Interinsurance Network.  Prior to his involvement with Clear Spring, Boron was Vice President of Risk Management at SMS-Assist, a Chicago based company providing multi-site property management where he oversaw various insurance related initiatives.

Boron had previously been appointed Director of the Illinois Department of Insurance by the Governor of the State of Illinois.  Confirmed by the Illinois Senate twice to this cabinet member position, Mr. Boron regulated over 1800 insurance companies and managed an agency with a $53 million budget and 260 employees. While the Director, Boron oversaw some of the largest receiverships in US history as well as the initial implementation of the Affordable Care Act. He holds a bachelor’s degree from the University of Wisconsin–Madison and received a Juris Doctorate from the Chicago-Kent College of Law.

Photo of  Robert Kilpatrick

Robert Kilpatrick

Advisor

Robert Kilpatrick has been in the auto industry his entire life. He joined a private equity group with more than $1 billion under management and rose to the partner in charge of the automotive vertical.  Since then, he’s established a private equity group managing $250 million dollars that purchased more than 80 distressed franchised dealerships representing most manufacturers.

Photo of Jim O'Brien

Jim O’Brien

Advisor

Jim O’Brien is a licensed health insurance provider who has more than two decades of experience in Financial, Business and Estate Planning for high net worth clients.  He has extensive experience with Employee Benefits Programs from working for a Top 20 US Insurance Brokerage Firm.  Jim also brings a perspective and significant breadth of knowledge to any employer organization of 100 to 5000 employees that is looking for a move to a SAAS model full employee life cycle implementation for employers considering outsourcing payroll, benefits and HR support.

For a quote or a free consultation, call us toll-free:

1-800-280-0517
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