LFH & Gallagher

Level Funded Health has entered into a co-brokerage agreement with Fortune 500 company Arthur J. Gallagher & Co to help mid- and large-sized businesses cut healthcare costs without sacrificing benefit quality.

Level Funded Health, a pioneer in self-funded benefits strategies, is excited to announce a new co-brokerage agreement with Arthur J. Gallagher & Co., one of the biggest names in insurance brokerage and risk management worldwide. This teamwork aims to bring game-changing health benefits solutions to mid- and large-sized companies across multiple industries where every dollar counts — like automotive, transportation, aviation, retail, hospitality, and senior living.

This co-brokerage deal combines Gallagher’s vast marketing reach and expertise with Level Funded Health’s unique self-funded program design, analytics, and all-around client support. Together, we’re set on helping employers slash healthcare expenses drastically while keeping benefits top-notch andemployees happy.

“For too long, brokers haven’t had the motivation or tools to deliver real savings in the self-funded market,” said Russ Carpel, CEO of Level Funded Health. “Our co-brokerage model with Gallagher flips that script — it’s fresh, open, and all about putting clients first, not vendors or shareholders.”

“Engaging with Level Funded Health lets us mix Gallagher’s scale and network with a truly standout cost-saving system,” said Todd Virgillo, SVP of Benefits, Arthur J. Gallagher & Co.. “We’re helping clients save big — sometimes millions — without cutting back on benefits. It’s a win-win that fits perfectly with our values: transparency, independence, and integrity.”

Level Funded Health has a solid record of delivering multi-million-dollar yearly savings to clients while keeping benefits rich. For instance, a cannabis-sector public company saved $7 million in its first year using Level Funded Health’s self-funded plan and risk strategies.

With this new agreement, Gallagher will lead administration, technology and day to day client service, while Level Funded Health will handle sales, marketing and saving strategy.  Together, this approach offers quick growth, clear impact, and lasting success for employers nationwide.

“Our mission is simple,” added Carpel. “Whether it’s a trucking company on tight margins or a national airline facing rising costs, we want to unlock savings fast for companies and their people. Together with Gallagher, we’re helping businesses of all sizes join a smarter, fairer benefits economy.”

About Level Funded Health

Level Funded Health is a top benefits advisory and tech firm focused on designing, implementing, and optimizing self-funded health plans. We work with employers across sectors to cut healthcare costs without losing or even improving the quality of employee benefits.

About Arthur J. Gallagher & Co.

Arthur J. Gallagher & Co. (NYSE: AJG), based in Rolling Meadows, Illinois, is a global insurance brokerage, risk management, and consulting company with operations in over 130 countries. Gallagher helps clients face the future confidently with tailored insurance and risk solutions built on integrity and transparency.

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